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Kixy is incorporated in England and Wales as Kixy Ltd (Company Number: 11201126), with its registered address at 40 Gracechurch Street, London, EC3V 0BT. Kixy is authorised and regulated by the Financial Conduct Authority to provide payment services under the Payment Services Regulations 2017 with reference number 814005. Kixy Ltd is a distributor of PayrNet Limited, a company registered in England and Wales with company number 09883437. PayrNet Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FCA reference 900594) for the issuing of electronic money and payment services. The Financial Services Compensation Scheme does not cover electronic money products. No other compensation scheme exists to cover losses from your electronic money account. Your funds will be held in one or more segregated bank accounts with a regulated third party credit institution, in accordance with the provisions of the Electronic Money Regulations 2011. Applicants must be UK residents aged 18 or over or legal entities registered in the UK and applications will be subject to successful identity and residency verification. See KixyTs&Cs and RailsrTs&Cs for full Terms and Conditions. For customers in Canada, Kixy Services Inc. is registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a Money Service Business (MSB) with registration number M21855906.